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Trans in Loan Calculator

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This commit is contained in:
frederic34 2015-03-28 10:59:10 +01:00
parent 680317f250
commit 7282a6faf2
2 changed files with 23 additions and 15 deletions
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10
htdocs/langs/en_US/loan.lang
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@ -28,11 +28,21 @@ ExplainCalculations=Explain Calculations
ShowMeCalculationsAndAmortization=Show me the calculations and amortization
MortgagePaymentInformation=Mortgage Payment Information
DownPayment=Down Payment
DownPaymentDesc=The <b>down payment</b> = The price of the home multiplied by the percentage down divided by 100 (for 5% down becomes 5/100 or 0.05)
InterestRateDesc=The <b>interest rate</b> = The annual interest percentage divided by 100
MonthlyFactorDesc=The <b>monthly factor</b> = The result of the following formula
MonthlyInterestRateDesc=The <b>monthly interest rate</b> = The annual interest rate divided by 12 (for the 12 months in a year)
MonthTermDesc=The <b>month term</b> of the loan in months = The number of years you've taken the loan out for times 12
MonthlyPaymentDesc=The montly payment is figured out using the following formula
AmortizationPaymentDesc=The <a href="#amortization">amortization</a> breaks down how much of your monthly payment goes towards the bank's interest, and how much goes into paying off the principal of your loan.
AmountFinanced=Amount Financed
AmortizationMonthlyPaymentOverYears=Amortization For Monthly Payment: <b>%s</b> over %s years
Totalsforyear=Totals for year
MonthlyPayment=Monthly Payment
LoanCalcDesc=This <b>mortgage calculator</b> can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.<br> This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.<br>
GoToInterest=%s will go towards INTEREST
GoToPrincipal=%s will go towards PRINCIPAL
YouWillSpend=You will spend %s on your house in year %s
# Admin
ConfigLoan=Configuration of the module loan
LOAN_ACCOUNTING_ACCOUNT_CAPITAL=Accountancy code capital by default

28
htdocs/loan/calc.php
View File

@ -255,48 +255,46 @@ if ($form_complete && $show_progress) {
print '<tr valign="top">';
print '<td><b>'. $step++ .'</b></td>';
print '<td>';
echo 'The <b>down payment</b>
= The price of the home multiplied by the percentage down divided by 100 (for 5% down becomes 5/100 or 0.05)<br><br>
' . number_format($down_payment,"2",".",",") . ' ' . $langs->trans("Currency".$conf->currency) . ' = '.number_format($sale_price,"2",".",",") . ' ' . $langs->trans("Currency".$conf->currency) . ' X
('.$down_percent.' / 100)';
print $langs->trans('DownPaymentDesc').'<br><br>';
print number_format($down_payment,"2",".",",") . ' ' . $langs->trans("Currency".$conf->currency) . ' = ';
print number_format($sale_price,"2",".",",") . ' ' . $langs->trans("Currency".$conf->currency) . ' X (' . $down_percent . ' / 100)';
print '</td>';
print '</tr>';
print '<tr valign="top">';
print '<td><b>' . $step++ . '</b></td>';
print '<td>';
print 'The <b>interest rate</b> = The annual interest percentage divided by 100<br><br>';
print $langs->trans('InterestRateDesc') . '<br><br>';
print $annual_interest_rate . ' = ' . $annual_interest_percent . '% / 100';
print '</td>';
print '</tr>';
print '<tr valign="top" bgcolor="#cccccc">';
print '<td colspan="2">';
print 'The <b>monthly factor</b> = The result of the following formula:';
print $langs->trans('MonthlyFactorDesc') . ':';
print '</td>';
print '</tr>';
print '<tr valign="top">';
print '<td><b>' . $step++ . '</b></td>';
print '<td>';
print 'The <b>monthly interest rate</b> = The annual interest rate divided by 12 (for the 12 months in a year)<br><br>';
print $langs->trans('MonthlyInterestRateDesc') . '<br><br>';
print $monthly_interest_rate . ' = ' . $annual_interest_rate . ' / 12';
print '</td>';
print '</tr>';
print '<tr valign="top">';
print '<td><b>' . $step++ . '</b></td>';
print '<td>';
print 'The <b>month term</b> of the loan in months = The number of years you\'ve taken the loan out for times 12<br><br>';
print $month_term . ' Months = ' . $year_term . ' Years X 12';
print $langs->trans('MonthTermDesc') . '<br><br>';
print $month_term . ' '. $langs->trans('Months') . ' = ' . $year_term . ' '. $langs->trans('Years') . ' X 12';
print '</td>';
print '</tr>';
print '<tr valign="top">';
print '<td><b>' . $step++ . '</b></td>';
print '<td>';
print 'The montly payment is figured out using the following formula:<br>';
print $langs->trans('MonthlyPaymentDesc') . ':<br>';
print $langs->trans('MonthlyPayment').' = ' . number_format($financing_price, "2", "", "") . ' * ';
print '(1 - ((1 + ' . number_format($monthly_interest_rate, "4", "", "") . ')';
print '<sup>-(' . $month_term . ')</sup>)))';
print '<br><br>';
print 'The <a href="#amortization">amortization</a> breaks down how much of your monthly payment goes towards the bank\'s interest,';
print 'and how much goes into paying off the principal of your loan.';
print $langs->trans('AmortizationPaymentDesc');
print '</td>';
print '</tr>';
print '</table>';
@ -357,9 +355,9 @@ if ($form_complete && $show_progress) {
print '<tr>';
print '<td>&nbsp;</td>';
print '<td colspan="3">';
print 'You will spend ' . number_format($total_spent_this_year, "2", ".", ",") . ' ' . $langs->trans("Currency".$conf->currency) . ' on your house in year ' . $current_year . '<br>';
print number_format($this_year_interest_paid, "2", ".", ",") . ' ' . $langs->trans("Currency".$conf->currency) . ' will go towards INTEREST<br>';
print number_format($this_year_principal_paid, "2", ".", ",") . ' ' . $langs->trans("Currency".$conf->currency) . ' will go towards PRINCIPAL<br>';
print $langs->trans('YouWillSpend', number_format($total_spent_this_year, "2", ".", ",") . ' ' . $langs->trans("Currency".$conf->currency), $current_year) . '<br>';
print $langs->trans('GoToInterest', number_format($this_year_interest_paid, "2", ".", ",") . ' ' . $langs->trans("Currency".$conf->currency)) . '<br>';
print $langs->trans('GoToPrincipal', number_format($this_year_principal_paid, "2", ".", ",") . ' ' . $langs->trans("Currency".$conf->currency)) . '<br>';
print '</td>';
print '</tr>';